FFL Merchant Account Credit Card Processing | WizoPay

3 Steps to Get Your FFL Merchant Account Approved for Credit Card Processing

In the past few years, getting approved for credit card processing as an FFL merchant may have seemed impossible. Fast forward to today, and now, finding someone to support your FFL merchant account isn’t as challenging as it was before. So, how is it possible, you may ask—It’s simple; when you’re partnered with a suitable processor, you’ll find that the entire process becomes much more straightforward. Ditch your old ways of thinking and make the approval process easier on yourself. Here are three simple steps you can take to get your FFL merchant account approved.  

#1: Be Transparent with Your Processor

First things first, you’ll have to lay all your cards down on the table for you to establish a successful partnership. Your processor will need to know upfront what you plan to sell at your shop and how. Here are some questions you should expect to answer:

• Will you be selling online, from a brick and mortar store, or possibly a combination of the two?
• Are you offering gun components and ammunition with firearms?
• Do you provide other firearms-related services, such as target shooting ranges and concealed carry training services?

These questions can help speed up your merchant account process since your processor will clearly understand what you’re looking to sell.

#2: Narrow It Down

While it’s essential to be open with your processor, you need to make sure that you partner with someone reliable, someone you know to be dependable. More popular processors like Square and Stripe claim to be friendly to high-risk merchants, but that couldn’t be further from the truth.

In most cases, they provide little to no coverage for high-risk merchants, especially FFL merchants, and can flag your account at any point without giving you a reason. So, while you’re looking to get approved, make sure you put a great deal of consideration into choosing the proper credit card processor for your business.

#3: Partner Your Business with a High-Risk Payment Processor

When you partner with the right people, you know that you’re in good hands and on the right track to approval. At WizoPay, we specialize in working with FFL merchant account clients. With over 25 years of experience working with firearms, no one understands your industry better than we do. We know the trials and tribulations you face, and we can help make your journey as seamless as possible. We offer merchant processing for retail, eCommerce, mobile, and virtual terminals. 

With all that in mind, we also offer FFL merchant processing features, such as: 

• Chargeback and fraud protection
• Fast approval for all merchant accounts
• Transparent pricing
• No hidden fees

Ready to Get Your FFL Merchant Account Approved? 

When you’re ready, we’ll be here to answer any questions that you may have. It’s relatively easy to find high-risk payment processors, but it can still be difficult to identify between those who have an understanding of the industry and those who don’t. Luckily for you, we pride ourselves on working with high-risk merchants, more importantly, FFL merchants.

Contact us to get started today!