Gun Dealer Merchant Account

Due to the nature of firearms, it’s essential your company can open a gun dealer merchant account partner that specializes in working with firearms dealers, gun shops, and ammo suppliers. Most leading payment processing providers are unable to set up a gun dealer merchant account or cause significant delays in the application and approval process to determine if bringing you on as a client is worth the risk. With this information in mind, finding a merchant services company that specializes in firearm credit card processing is crucial for your business’ success.

Why is a Gun Dealer Merchant Account Considered High-Risk?

Many banks and merchant services companies shy away from the firearms industry for a number of reasons.  The few who do allow these businesses on their books label them as “high-risk” in order to justify a higher rate than what a typical merchant would pay. 

Here are a few reasons firearm merchants are often labeled high-risk:

  • Fraud and volume of chargebacks
  • Revenue Holds
  • Revenue Limits
  • Legal and Financial Liability

At WizoPay, we specialize in working with gun dealer merchant account clients. We don’t treat FFL merchants as high risk because they’re a core part of our own business. We extend our philosophy of providing low rates to the firearms industry; you’ll never have to worry about being able to process payments for firearms and Class 3/Title II sales. We’re ideally positioned to offer low rate, stable firearms payment processing — without the interruptions, payout freezes, and unfair terminations that businesses have seen at PayPal, Stripe, or Square. In addition, we offer an online chargeback and fraud prevention tool that allows our merchants to work with one of our US-based service specialists to fight any chargebacks or fraud they may have to deal with as a firearm merchant.

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What to Consider When Selecting a Gun Dealer Merchant Account Partner

Look for a trusted provider that is well-versed in the intricacies of the firearm industry. You’ll also want to consider the team you would be working with on a day-to-day basis to make sure they can address challenges and concerns as policies and regulations change. The team should deliver credit card processing solutions to combat fraud and support your business as it grows. Most importantly, we offer merchant services programs that offer low rates without the long term contract commitments that often include excessive fees and penalties.

Types of Merchant Processing Available:

  • Retail
  • Mobile
  • Virtual Terminal
  • eCommerce

About WizoPay Gun Dealer Merchant Account Solutions

As a firearms merchant, you will need to find a payment processor who works with high-risk businesses. You need a partner who has specifically experienced working with firearm merchants and understands the industry. It’s relatively easy to find high-risk payment processors, but it can be difficult to identify those who have an understanding of the industry. 

Whether you’re selling in a traditional brick-and-mortar, online, or an e-commerce business, WizoPay has solutions to ensure your second amendment rights are supported.  Our credit card processing solutions fit the complex needs of your business. With over 25 years of experience in the firearm industry, WizoPay has reliable and affordable credit card processing.

WizoPay accepts a wide range of retail, eCommerce, and mobile-based businesses related to weapons and firearms. These include ammunition, firearms, and gun components. We serve manufacturers, distributors, licensed vendors, and resellers in the gun accessory and firearm industry. Finally, we also service a wide range of firearms-related services and storefronts, such as target shooting ranges, military and tactical businesses, concealed carry training services, gun clubs, and gun shops.

  • Fast Approval for All Merchant Accounts

  • Low Rates, Free Equipment, & Integration Assistance

  • Online Fraud and Chargeback Prevention Program

  • Unlimited Processing with Limited or No Hold Options

  • Next Day Funding Available

  • No Hidden Fees and Transparent Pricing

  • In-house Technical Support

  • Flexible revenue options to help you scale

  • No cancellation or termination fees

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